Welcome to MassWetlands Financial Group. These Terms and Conditions (“Terms”) govern your access to and use of our services, including any financial products, digital platforms, and customer support services we provide. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, you should not use our services.
“Company”: Refers to MassWetlands Financial Group, including all subsidiaries, affiliates, and branches worldwide.
“User”: Refers to any individual or entity that uses the services provided by the Company.
“Services”: Refers to all financial products, digital platforms, customer support, and other related services provided by the Company.
“Personal Data”: Refers to any information related to an identified or identifiable individual.
Eligibility: To use our services, you must be at least 18 years old and have the legal capacity to enter into binding agreements.
Registration: Users must provide accurate and complete information when creating an account. Users are responsible for maintaining the confidentiality of their account credentials.
Account Security: Users must notify the Company immediately of any unauthorized access to their account. The Company is not liable for any loss or damage arising from unauthorized use of a user’s account.
Compliance: Users agree to use the services in compliance with all applicable laws, regulations, and these Terms.
Prohibited Activities: Users are prohibited from engaging in activities that violate laws, infringe on the rights of others, or disrupt the security or functionality of the services.
Service Availability: The Company strives to ensure the continuous availability of services but does not guarantee uninterrupted access and may perform maintenance or updates without prior notice.
General Terms: The Company offers a variety of financial products, including savings accounts, loans, investments, and more. Each product may have specific terms that supplement these Terms.
Interest Rates and Fees: Information on interest rates, fees, and other charges applicable to financial products will be provided at the time of account opening or loan issuance. Rates and fees may change, and users will be notified of significant changes.
Transaction Limits: Certain products may have limits on transactions, including minimum and maximum deposit or withdrawal amounts.
Regulatory Compliance: Cross-border transactions must comply with applicable laws, including anti-money laundering (AML) and counter-terrorism financing (CTF) regulations. Users are responsible for ensuring compliance with the laws of their jurisdiction.
Currency Conversion: Cross-border transactions may involve currency conversion, subject to prevailing exchange rates and fees.
Restrictions: The Company reserves the right to limit or prohibit cross-border transactions to specific countries or regions in accordance with international sanctions or other regulatory requirements.
Data Collection: The Company collects and processes Personal Data in accordance with its Privacy Policy, which is incorporated by reference into these Terms.
User Rights: Users have rights regarding their Personal Data, including the right to access, correct, or delete their data, subject to applicable laws.
Data Security: The Company employs appropriate technical and organizational measures to protect Personal Data from unauthorized access, loss, or misuse.
Ownership: All intellectual property rights in the services, including but not limited to software, content, and trademarks, are owned by the Company or its licensors.
User Content: Users retain ownership of any content they submit to the services. By submitting content, users grant the Company a non-exclusive, royalty-free license to use, reproduce, and distribute the content.
General Limitation: The Company is not liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the services.
No Warranties: The services are provided “as is” and “as available,” without warranties of any kind, either express or implied.
Users agree to indemnify, defend, and hold harmless the Company, its affiliates, and its employees from any claims, liabilities, damages, losses, or expenses arising out of or related to their use of the services or violation of these Terms.
These Terms are governed by and construed in accordance with the laws of the country where the Company’s headquarters are located. Any disputes arising under these Terms shall be resolved through negotiation or, if necessary, through the courts of that jurisdiction.
The Company reserves the right to modify these Terms at any time. Users will be notified of significant changes, and continued use of the services after such notification constitutes acceptance of the modified Terms.
The Company may terminate or suspend access to the services at any time, with or without cause or notice. Users may terminate their account by contacting the Company’s customer support.
For any questions or concerns regarding these Terms, please contact us at legal@masswetlands.com.
